I answered a question on Quora tonight, and thought this audience would appreciate my take on the situation. The question is from someone I don’t know and references a Groupon deal that was run by a Chicago brokerage. You can see the original article here.  (Personal note: I used to hold an Illinois broker’s license and I know Dream Town very well.  They are an innovative company and were tough to recruit against when I was living in Chicago.)

The question on Quora: Will Groupon disrupt the real estate industry? Why or why not? 

My answer:

“Disruption in real estate is on the horizon, but I don’t believe a Groupon model will be the one to get it done. First things first…a little background on the real estate industry.

Real estate laws are state-specific. That means there are 50 sets of real estate laws in the US and they are all different. There are some similarities from state to state, but each state is unique. That, by itself, presents some major challenges to overall disruption in the industry.

Most full-time real estate licensees are also REALTORS, which means they are part of a professional organization (National Association of REALTORS). The National Association of REALTORS has a very strong lobby and fights hard to protect the interests of its members and consumers as a whole. They are well-funded and they are very good at what they do.

The deal mentioned on Daily Deal Media is in Illinois. Illinois makes it fairly easy for real estate brokers to provide commission “rebates” to consumers, given the appropriate rules are followed and proper disclosures are made. Not all states make it that easy.

The general assessment in the article is absolutely correct. The author of the article makes some big assumptions (lead fees, commission rates, recruiting strategy, etc.), but we’ll run with it. The concept of attracting consumers through a coupon strategy who eventually turn into closed transactions is valid.

Statistically, consumers do not choose an agent or brokerage based on the amount of commission charged (the majority of those decisions come from referrals or an agent from a previous transaction). The percentage of consumers choosing an agent or brokerage based solely on the commission rate has been a single digit percentage for at least the past five years, according to the 2010 NAR Profile of Home Buyers and Sellers.

When people are dealing with the largest financial decision they are likely to make in their lives, they want the best representation possible. The vast majority of consumers choose a full service agent who charges a full commission, even when cheaper options are readily available. The “discount” real estate brokerage models have been around for many, many years, and none of them have become the standard brokerage models in their respective markets. The Groupon deal is targeting the same discount market.

I believe the real estate industry is ripe for disruption. Groupon has the opportunity to make real estate interesting by pushing harder on similar deals. If there is going to be disruptive change in the real estate industry based on a coupon or discount model, it will have to come from inside the industry, not from an outsider. As soon as the real estate community feels the Groupons (or similar) are becoming a threat to their way of life, you will stop seeing brokerages offering those deals.”

Would you like to praise me? Or argue with me? Awesome! Do it on Twitter (@mistersterling). I promise to play nice.

Also, don’t forget to check out the previous Groupon discussion.