Drew and I were discussing the need to get more mortgage and lending professionals involved with Geek Estate. I am lucky enough to have a friend and former colleague that works with the on-line lender, RMC Vanguard Mortgage Corporation out of Houston Texas. RMC employs a great deal of technology in their business and Matt will be providing insight and commentary on how it is having an impact on the lending industry. He brings a wealth of knowledge and experience to Geek Estate. Please join me in welcoming him to Geek Estate.